We require a small retainer that will be credited against our closing fee, but only after the client has received and accepted our funding sources proposal. Those terms will be based on the client’s representations made on one of our funding worksheets. The initial work that we perform on any new account is at our expense and involves an internal review and analysis of the transaction followed by further review with a specific funder/finance group/capital raise firm/lender. The funder/finance group/capital raise firm/lender will be selected on the basis of your industry type, geographic location, loan size, credit profile, type and mix of collateral, etc. The funder/finance group/capital raise firm/lender must express a defined interest in providing a proposal with specific terms, based on the representations that have been made by the client. We work on a non-exclusive basis and the borrower may choose to accept other financing or pursue other available options at a later date that would preclude a closing from occurring. In that event, the retainer will have covered our costs.